Monday, January 10, 2022

In With the New

The past few years have been so rough on us all. While we are still not even close to being past the pandemic or it's lasting effects, we have sort of accepted that we cannot simply pause our lives and wait for it to pass. While our family is still being very cautious about social isolation, life within our home needs to resume as close to normalcy as possible.

We are working on a few new home renovations, including a storage shed for the abundance of clutter we seem to have accumulated over the past few years. Additionally, in the midst of a global health crisis and a prolonged cultural limbo, my children have grown a lot. Until now, we have not done much to mark this growth. 

We decided to re-decorate their bedrooms, a small gesture to celebrate who they are now, and how they have matured. It is wild to see my little princess go from pink and fluffy everything to rock band posters, but it also makes me proud. (Thank goodness she has my great taste in music.) My son is now in high school, so many changes for him as well. This room revamp is so long overdue.

As great as a fresh coat of paint is to revitalize a room, I recently found these fantastic wall murals from Astek Home. The kids are both over the moon to have such a distinct statement piece on their walls, and I love them so much that we are considering one for the master bedroom as well. 

Though we still have much to endure, this feels like a small step toward a fresh start. And, for now, that's all we can do. One step at a time, toward a more hopeful tomorrow.

Tuesday, December 28, 2021

Rock your Resolutions - Superior Source Vitamins Giveaway!

As we prepare to ring in the new year, and set a new set of goals for better heath, self care, and more, it is the perfect time to discover new wellness solutions. 
 
I am super excited about this Superior Source Organic Beet Root + Organic Apple Cider Vinegar Powder. This superfood is packed with nutritional benefits.
 
It is an ideal supplement to support weight loss goals, boosting stamina and energy, bolstering immunity and helps naturally detox your body. It boosts Nitric Oxide, which reduces blood pressure and improves circulation. It is non GMO, vegan, and only 20 calories per serving. The only ingredients are Beetroot and Apple Cider Vinegar. 
 
This versatile supplement can be added to your favorite juice, smoothie, baked goods, and much more. Even plain water. It is much less harsh than drinking straight apple cider vinegar.  
If you are interested in this nutrition powerhouse, it can be purchased on Amazon, and there's even a $10 off coupon right now. Even better, you can enter the giveaway below for your chance to win the fantastic product, along with a few other favorites from Superior Source Vitamins.

The prize pack includes: Organic Beetroot + Apple Cider Vinegar Powder, KETO Collagen, Just Women Iron, Advanced Zinc, and Extra Strength Melatonin. A $135 value! 
 

*Although I received these products at no cost to facilitate a review, all opinions are 100% my own.*

 a Rafflecopter giveaway

Thursday, December 23, 2021

Financial Tips to Make Your Life Easier

As we are in the midst of one of the most financially taxing times of the year, I thought now was a good time to provide a few easy money management tips that may make your life just a little bit easier. 
 

Don't spend above your means

This one might seem like a no brianer, but it can actually be very difficult to follow, especially during the holidays. Things like social pressure can make you feel guilty for not buying in excesses, and people with a kind heart often want to give their loved ones the things they think they deserve or help those less fortunate, past the point where they are able. But material things are not as important as being secure in your finances, and the people you care about will understand if you give them a modest heartfelt gift instead of something over the top. You are what matters to them. Don't forget that. 

Never Pay Interest (*when possible)

No one enjoys paying interest, but many people don't realize or try not to think about how much that actually costs them. If you have the money to pay for things up front, do it. If you use credit cards for points, miles or other perks, but have the funds available, pay off the full balance when it is due. Interest charges can be crippling. A $5000 purchase paid off with minimum payments only would take THIRTY YEARS to pay off, and end up costing almost five times as much. Almost $25000 for that five grand a vacation is not worth it. 
 
Either don't spend it unless you absolutely need it or pay it off in full so you are not paying interest. If you have a lot of credit cards, especially non essential ones like department stores and ones without any reward benefits, it might also be prudent to consider canceling some of the accounts to reduce the urge to shop when it is not in your finances to do so. 

Consolidate Debt

For debts that you are not able to pay off in full right now, there are still ways that you can make it easier on yourself. One great way is with debt consolidation. Essentially, that is taking a new loan, and using that loan to pay off the debts, leaving you will only the debt of the new loan.

If you are unfamiliar with the process, it may seem a bit redundant, but the objective is, the new loan has a lower interest rate. So you are paying off a debt with, say, a 20% interest rate, and replacing it with a new loan that may only require 11%. That can be a huge difference in terms of total amount paid, especially if you are paying only the minimums, as I went over before.

If you have other questions about debt consolidation, there is a lot of great information here. There is also information about credit counseling and other great tips for creating a better financial future.

Monday, December 20, 2021

Holiday Gift Guide

The time has come. Here is my guide for all the best gifts of 2021. As always, I am super excited about the wonderful products featured here, and you should be too.

For Her:

 

Pegai LaSalle Leather Tote

These stunning bags come in various sizes and colors. I got this beauty in Grande, and the shade "Rock". It is even more breathtaking in person. It's so well made and just so roomy. It can hold anything. I love oversized bags, for the aesthetic alone, but it is so practical, especially for travel. Functional and fashionable, it's sure to be a hit.


Bonds & Wonders

Bonds & Wonders is a jewelry brand that I discovered this year. Their pieces are gorgeous. I got this fabulous Owl Necklace and absolutely stunning quarts moon Luna Necklace. I am not always a jewelry person, but these necklaces are lovely, premium quality pieces that add the perfect touch of glam to any outfit and the perfect way to wow any woman on your list.



Morgan Cosmetics

Gift her the gift of healthy, glowing skin with this fantastic Skin Care Gift Set from Morgan Cosmetics. Their products are made with nourishing ingredients like Argan Oil, Prickly Pear Seed Oil, Vitamin C, and Rose Water. In addition to being highly effective, the set is also a great value. 



Presson

Skip the salon and get a high quality Gel Manicure at home with this wonderful Starter Pack from Presson. Gellies are made from flexible, semi-cured gel polish. They are low odor, easy to apply, and, under the included UV light, cure up just like a nail salon manicure. Best of all, Gellies fit any nail size, guaranteed, so each set (of 20) is enough for two manicures. Gellies can be used alone or along with a topcoat for added protection and shine. Each Starter Pack includes a clear gel topcoat. Gellies come in so many beautiful styles, from basic to holiday themed.

https://cdn.shopify.com/s/files/1/0445/2997/5447/products/ezgif.com-gif-maker_3.jpg?v=1626418390


Jumper Maybach

Any item from the exquisite Jumper Maybach collection is sure to wow. From ties, scarfs, and t-shirt to Giclée Prints and furniture, to show-stopping handbags, Jumper Maybach has the perfect gift for everyone on your list. These breathtaking items are limited edition, and the exclusivity just makes them that much more special. I got the absolutely stunning In Motion Tote (limited to 50 pieces) and it is by and far the most gorgeous bag I have ever seen.

Handbag Womens Tote "In Motion" by Jumper Maybach®


Joyamo

Give her the gift that says you know her better than anyone. Personalized jewelry is the intimate, thoughtful gift that will always make her think of you. The Infinity 2 Names Necklace is not only a stunning piece, it is a symbol of everlasting love. It comes in 925 silver, 18k gold plate and 18k rose gold plate. I got this lovely necklace, in gold, for my sister (with her and her husband's names) and it is absolutely stunning.

Infinity 2 Names Necklace-4


Vim + Vigor Candle

Who doesn't love candles? And the ones form Vim + Vigor are a new level of luxury. Made from 100% soy wax and housed in eco-friendly copper or natural wood containers, these handcrafted, hand poured candles are guaranteed to impress. The scents are fantastic, like this wonderful, cozy Campfire + S'mores fragrance.

 

Groovy Girl Gifts

Groovy Girl gifts has a huge selection of wonderful personalized items for every woman on your list. Everything from jewelry to robes, to drink tumblers, and more. The ability to engrave or monogram the items makes them extra special. I chose this gorgeous Pink Leather Weekender. It is made of vegan leather. The blush color is just lovely, and it is very roomy and perfect for travel.

Pink Leather Weekender

 

For Him

 

Groovy Groomsmen Gifts

Groovy Groomsmen has a huge selection of wonderful gifts for men. They have been a staple in my gift guide for the past few years, for very good reason. Not only are the products excellent quality, they can be personalized. There is something so special about a gift that's just for them. I chose this engraved Altered Carbon Knife for my husband. The blade is razor sharp, the handle is solid and easy to hold. The knife is even more impressive in person. 

Custom Carbon Fiber Personalized Knife

 

Manly Man Co.

For the man who wants everything rugged and full of meat, The Best Jerky Tactical X-Mas Stocking Kit id the perfect choice. This stocking isn't just for show, it's a fully functional tactical bag that can be used on fishing trips, hikes, and more. And it's stuffed with 7 delicious varieties of bold beef jerky. What could be better than that? 
 
The Best Jerky Tactical X-Mas Stocking Kit

 

Joyamo

Personalized gifts are always extra special. This striking Men's Leather Bracelet is certainly no exception. Available in three colors, and customized with silver oval name beads, this bracelet is sure to add a touch of rugged elegance to his everyday style. I got this in black for him husband (with our children's names) and he absolutely loves it.

Men's Leather Bracelet with Oval Name Beads-5


Manscaped

The Manscaped Perfect Package 4.0 is an all inclusive personal grooming powerhouse. Including The Lawn Mower 4.0 All-new SkinSafe electric trimmer, Weed Whacker ear & nose hair trimmer, Crop Preserver anti-chafing ball deodorant, Crop Reviver ball spray toner, Magic Mat disposable shaving mats, plus The Shed travel bag, and Manscaped anti-chafing boxers. Pair that with Refined Cologne for complete personal care experience.

Save 20% Automatically by visiting https://www.manscaped.com/gifting
 
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For Kids

Pixicade:

This is not only a fun toy, but a great way for kids to lean coding, build drawing skills, coordination, reflexes and problem solving. Pixicade allows children to design their own games (draw them by hand) and turn them into digital games that they can actually play. It's a great way to develop a love for designing as well, and can inspire interests in other areas from fashion designer to architect.

https://cdn.shopify.com/s/files/1/0561/7087/2987/products/PiximainRetailBasic2.png?v=1638974778 
 
 

For Anyone: 

 

Sunday Citizen 

Everyone deserves the gift of a restful night's sleep or a cozy movie on the couch. Sunday Citizen has everything you need to deliver the gift of warmth and comfort. Whether it's their luxurious Woodland Comforter or their therapeutic crystal filled Weighted Blanket, the gift is sure to wow the lucky recipient, and fill their days with joy all year long.

Purple Haze


JBL

JBL has a huge selection of great gifts for any music lover on your list. The Flip 6 Portable Waterproof Speaker is a compact speaker that packs a huge punch. Perfect for an adventurous lifestyle. his beauty is great for chilling at the pool or a backyard bonfire. Wherever the party is, the Flip 6 will be there to keep it going all night.

JBL Flip 6 - Blue - Portable Waterproof Speaker - Detailshot 1

Lively Root

Live plants make the perfect gift. All the practicality of a food gift, but more permanent. The recipient will think of you every time they see the plant, and it's something useful, uplifting, sustainable. Lively Root has a vast selection of wonderful plants that ship right to your recipients door. 
 
Their Eco-friendly coconut planters are so stylish, and my plants even arrived wrapped in a festive Christmas bag with a tiny set of lights. I chose 'You Had Me at Aloe' and Tropical Delight Guzmania Bromeliad. Both are gorgeous and healthy.

 

Black + Decker 

Give the gift of working smarter, not harder, with smart and powerful vacuums from Black + Decker. For quick, easy spot cleans, the AdvanceClean Slim Cordless Dustbuster is the perfect choice. Keep cars, couches, and more clean and tidy with this lightweight heavy hitter. For whole-house cleaning, and even more power, choose the Power Series Extreme Pet Cordless Stick Vacuum. Works on a variety of surfaces, offers 70% better debris pickup on carpet, and can run for 55 minutes on a single charge.


 

 

eCreamery

Food gifts are always a great choice, especially ones as delicious as this. The Ultimate 12 Days of Ice Cream & Cookies Bundle from eCreamery is perfect for the whole family. Also great for offices, a teacher's lunge, your favorite small business owner, or anywhere people who like scrumptious desserts reside.


 
 
 

Saturday, November 27, 2021

4 Benefits of a Military Friendly MBA Program

military friendly online mba.jpgCombat training is not all that the military have to offer. This is the core of their existence but they do more than this. This has been the experience judging from how many veterans have ended up doing amazingly well in the world of business.

Just so you know, a good number of top corporations across various industries have veterans as the brain behind them. Some of these corporations include Walmart, RE/MAX, FedEx, Sperry Shoes, WeWork, and GoDaddy.

These are just a few examples of corporations founded by Military Veterans as there are several others (known and unknown). This proves that what these people learn in the military is beyond combat training.

They will be able to do more if they are exposed to the right training. This is why they are strongly advised to undertake a military-friendly MBA program. This improves their chances of doing better in and outside the military.

We will shed more light on the benefits of undertaking such educational programs here. We advise you to follow through to the end and pay rapt attention as they do so.

What Is an MBA?

MBA is an acronym that stands for Masters in Business Administration. It is a degree program for graduates and is chiefly focused on investment management and business administration.

It does this by offering major courses in areas such as applied statistics, accounting, human resources, business ethics, strategic management, business law, and several other courses. One of the tips for choosing the right program is to analyze how the core courses offered can benefit you.

You might as well know that MBA is not designed exclusively for military persons. It is for everyone eligible, having undergone prior educational training that puts them in a good position to run the program.

However, some institutions run these programs and offer more, especially for military personnel. This is because they understand the peculiarities that come with equipping such students.

Time flexibility, especially for people still in active service within or outside the country is an example of what such institutions offer. This is one of the considerations that these schools should have for such students.

Benefits of MBA Programs for Military Persons

military friendly online mba1.jpg

Some of these benefits include the following:

An All-Encompassing Program

The practicality of the program is something that should be considered. You should ask yourself the question of how it would benefit you in the long run.

On that note, you should understand that bagging the MBA honors will help regardless of your area in or outside the military. It covers a wide range of topics and some of them will prove helpful regardless of what you are involved in. For more on the courses usually covered, you can visit: https://study.com/academy/popular/typical-mba-curriculum.html

We especially think that this point makes undertaking this program worth it. This is so that they can make the most of their time during active service and even afterward. Many people in your shoes have towed this path and are forever grateful that they did.

Improved Time Management Skill

There are several reasons why business owners are usually willing to pay top dollar for MBA graduates. This is because of the many amazing things these people bring to the table. One of such is time management skills that are impressive.

At the end of it all, these business owners realize that paying what an MBA graduate commands is a profitable deal. Aside from the financial incentive, the need to be better at using your time to achieve several tasks is a reason you should undertake this program.

Financial Benefits

There are financial benefits that come with having an MBA in and outside the military. You become more eligible for promotions for instance and this, in turn, improves your financial status.

The major aim of serving is to protect the country’s interest as much as you can. However, nothing says that you cannot get the best financial reward while doing this. Having an MBA will make this happen.

Best Shot at Life after Active Service

We did explain how some veterans have established top corporations and made their indelible marks earlier. Unfortunately, this is not the reality for every veteran. Some of them become a mess eventually because they are not fully prepared for life after active service.

Having an MBA is one of the ways to prepare accordingly. We strongly suggest that you bag the honors and put what you have learned to good use.

You also need to get your MBA from the right institution as this also counts. The truth is that some institutions offer a lot more than others. You can click here for more on this subject.

Conclusion

There is so much that military persons can achieve with an MBA program. This is why they are advised to undertake an MBA program and make the most of it. We have shed some light on this subject here and hope that you make the right decisions going forward.


Thursday, November 4, 2021

Bear Creek Smokehouse

As Thanksgiving approaches, it is time to start planning. Whether you are vaccinated and plan to gather with relatives, or still practice social distancing, and are keeping it to your own household, Thanksgiving is a very special time. If you are looking to try something new for your Thanksgiving feast, I have just the thing.

Bear Creek Smokehouse has a great selection of wonderful foods. Specifically, their smoked turkey is far and above the best turkey I've ever tasted. While you can purchase this fantastic turkey on its own, I highly recommend the Deluxe Sampler. I received one quite awhile back, but life kicked my butt and I never got to tell you about it.

Deluxe Sampler > Updated!

The Deluxe Sampler includes the turkey, as well as a Smoked Fryer Chicken, Sliced Pork Loin, Smoked Peppered Pork Tenderloin, Summer Sausage, Red Rind Cheddar Cheese, and Polish Sausage. These make the perfect selections for a charcuterie board, while the rest can be saved for future meals.

The best part is, all the products in the Deluxe Sampler are fully cooked and ready to eat. So not only will your Thanksgiving dinner be delectable, it will also be as easy as heating them up. They even taste great cold!

Also, with the holiday season fast approaching, let me tell you how great this would be as a gift. Food gifts are always my favorite, and Bear Creek is my new obsession. Whatever you serve, I hope you have a safe and happy Thanksgiving.

Monday, August 30, 2021

Back To Business

Over the past year and a half, the Covid 19 pandemic has taken so much from all of us. It has been especially hard on small business, especially those deemed non-essential during lock downs and closures. Increased safety practices requirements also posed challenges for business with limited finances to implement new policies. 

Factor in would be customers being too cautious or too sick to patronize the business and employees also becoming more scarce due to illness or preventative caution and the effect is compounded. 

We are still not out of the woods with this pandemic, and it seems like we only keep getting further away from normalcy instead of closer. Still, in many areas, businesses are pretty much starting to re-open as usual. It is important for those of us that have the means to support small business that we really show up and get these businesses thriving again.

Data Cleaning Steps for Small Businesses - Business 2 Community

Huge chain corporations will not miss your business. They will survive and continue to not pay taxes and underpay workers. There will never be a shortage of McDonald's or Subway. But if your favorite little cafe, bakery, or Mexican restaurant were to close down, it would be impossible to replace.


Not only do these small businesses offer one of a kind goods and services, many times, they pay higher wages than chain corporations. A living wage. A good small business will treat the workers with respect. Most times, they become like family. 

So many small businesses also give back to the community. I have come across so many local small business that donate to those in needs, usually in many different ways. They do profit share fundraisers for local school, provide free food for charity events, and they hold food drives, toy drives, supply drives, and more. 

That is the real beauty of small business. They are your neighbors. We help them and they help us and we are all far better for it. The world needs a lot more of that. More kindness, more empathy, more understanding, more generosity. We all need to do what we can and be the good we want to see in the world.

I found a great article by Max Gorin that talks about some of the ways in which small business can make a bug impact on the community. It is great information and so true. I believe in the value of small business. I believe that we would all be worse off if they don't get the support they need to thrive and stay around for us. 

So, just in case you may need the reminder, as you go back to your girls night cocktails or Sunday brunches, or post quarantine haircuts and manicures, as you shop for your fall wardrobe and home decor, as you begin your holiday shopping, please remember that small businesses need us, and we need them. 

Also remember, that just because we are moving forward, we are not past this pandemic. Please use caution. Be safe and keep others safe.