Nowadays with healthcare you barely get the health, let alone the care. I'm not talking about the actual doctors and nurses, they are usually great. But the system, as a whole is not set up to make sure the sick are cared for; it is set up to make money.
And when the "little" people cannot afford the care, they usually just go without. I know I do. I don't have insurance. The options I have cost too much for the coverage they provide, since they all still have a fairly large deductible.
Instead, we try to save the money we would have spent on a healthcare plan an have it ready should one of us need care. So far, we've been able to pay for the services for care with the money we saved not having a plan. Unless something major comes up, this seems like it will work well for us.
The biggest benefit of insurance, in my opinion, for families like us, who do not have many major medical issues, is the prescription coverage. Prescriptions can be extremely costly. Thankfully, we have been able to get the ones we've needed pretty affordably at Walmart or Publix.
They key is to call around to price each one before just filling them at the same place each time. Like Publix even offers some antibiotics for free! But when hubby had a painkiller prescribed after surgery (work injury, Workman's Comp covered the surgery, thankfully), it was about $70 cheaper to fill them at Walmart.
Another great way to save on prescriptions is with a savings care, like SingleCare. In addition to the great savings the discount card provides, SingleCare also offers coupons sometimes, like the Epiduo Savings Card. With the card, you can save $5 on Epiduo at Walmart or Walgreens on top of the up to 80% savings.
There is even a pay over time option, which is extremely helpful for those who may not have money put back for health expenses. The payments are very affordable, too. And they are 0% interest, which is fantastic, so you don't get in debt on just interest. Some people don't realize how much interest can really cost, depending on the initial loan amount, the amount of interest and the length to pay it off (like just paying the minimum) interest can end up being 5x the amount of the loan or more. It's crazy.
I am so glad I don't have to worry about that. SingleCare is a great help. I like the freedom to not be stuck on a healthcare plan that's not right for us. Do you think a discount care like SingleCare is right for you? Why or why not? Lets discuss in the comments.
Thursday, April 5, 2018
Sunday, April 1, 2018
5 Tips To Preparing Your Child To Go Camping
Camping is a fun and adventurous outdoor activity for your children. The games and exercises provide a great opportunity for your children to explore and learn about the outdoors and nature. However, as a parent, letting your children go out camping on their own can cause anxiety, especially if they are first-time campers. Preparing your child with all the camping essentials will ensure that their next camping trip is the best one yet.
Here are 5 tips to preparing your child to go camping.
Shop And Pack With Your Child
Before your child sets off on a camping trip, take time to shop with them. Gather everything on the camping essentials checklist and label them with a marker. This will prevent mixing up belongings with the other children. Remind your child to be responsible for his or her belongings. Your child should know what they are bringing with them and as a parent, ensure that they don’t pack money or jewelry.
Get A Physical Examination Done Beforehand
Your child’s health is very important. Get a physical examination done with your dentist in Cajon before your child goes camping to rule out any health concerns. If your child has recently discontinued medication, make sure that you let the healthcare staff at the camp know. Also, if your child is taking any medication, do let the organizers know. By doing this, your child’s needs will be looked into even when you are not around.
Pack Enough Water
Your child will need plenty of drinking water when camping. S/he may find water available on their trip, but it is important to pack enough to ensure that they stay hydrated. This is important especially if they are attending a sports camp and will be engaged in rigorous activities all day.
Remind Your Child Not To Share Personal Items
Sharing personal items can be very tempting especially for children. However, this is dangerous as it can lead to the spread of head lice, ringworms, and bacteria. Remind your child not to share their towels, hair brushes, toothbrush, hats, and other personal items with the other children. It is also important to ask your child to avoid putting their personal items in the shared spaces in the camp to avoid contamination.
Buy A Portable Toilet For Your Child
Maintaining good hygiene when camping is very important for your child. Ensure that you purchase a portable toilet for your child to avoid the stress of having to rush to the bushes when they need to use a toilet.
A portable toilet is convenient and hygienic. The best part is they are adequately compressed yet; they can still replicate most of the functions of the home toilet. A portable toilet will prevent those sanitation and hygiene problems that can cause health problems for your child.
Conclusion
These 5 tips will help you prepare your child for an easy yet fun-filled camping trip. Are you interested in buying a portable toilet for your camping trip? Well, home worthy list has the best portable and camping toilet reviews for 2018. Kindly visit homeworthylist.com and find the best portable toilet for your next camping trip.
Here are 5 tips to preparing your child to go camping.
Shop And Pack With Your Child
Before your child sets off on a camping trip, take time to shop with them. Gather everything on the camping essentials checklist and label them with a marker. This will prevent mixing up belongings with the other children. Remind your child to be responsible for his or her belongings. Your child should know what they are bringing with them and as a parent, ensure that they don’t pack money or jewelry.
Get A Physical Examination Done Beforehand
Your child’s health is very important. Get a physical examination done with your dentist in Cajon before your child goes camping to rule out any health concerns. If your child has recently discontinued medication, make sure that you let the healthcare staff at the camp know. Also, if your child is taking any medication, do let the organizers know. By doing this, your child’s needs will be looked into even when you are not around.
Pack Enough Water
Your child will need plenty of drinking water when camping. S/he may find water available on their trip, but it is important to pack enough to ensure that they stay hydrated. This is important especially if they are attending a sports camp and will be engaged in rigorous activities all day.
Remind Your Child Not To Share Personal Items
Sharing personal items can be very tempting especially for children. However, this is dangerous as it can lead to the spread of head lice, ringworms, and bacteria. Remind your child not to share their towels, hair brushes, toothbrush, hats, and other personal items with the other children. It is also important to ask your child to avoid putting their personal items in the shared spaces in the camp to avoid contamination.
Buy A Portable Toilet For Your Child
Maintaining good hygiene when camping is very important for your child. Ensure that you purchase a portable toilet for your child to avoid the stress of having to rush to the bushes when they need to use a toilet.
A portable toilet is convenient and hygienic. The best part is they are adequately compressed yet; they can still replicate most of the functions of the home toilet. A portable toilet will prevent those sanitation and hygiene problems that can cause health problems for your child.
Conclusion
These 5 tips will help you prepare your child for an easy yet fun-filled camping trip. Are you interested in buying a portable toilet for your camping trip? Well, home worthy list has the best portable and camping toilet reviews for 2018. Kindly visit homeworthylist.com and find the best portable toilet for your next camping trip.
Thursday, March 29, 2018
Magnolia March Audio Fest
You still have time to check out Magnolia’s March AudioFest. AudioFest is one month of remarkable deals on the premium audio swag of your dreams. Enjoy big savings on speakers, receivers, wireless audio gear, headphones, hi-res audio products and much, much more. With special weekly savings, great deals online and other amazing offers they can only offer in their stores, conveniently located inside Best Buy stores.
Audio is at the heart of who Magnolia is. Because, while they offer plenty of video gear, it’s audio that takes you from just watching, just listening, just playing, to experiencing all of your movies, music and video games like never before. With their premium selection of audio essentials from the world’s most sought-after brands, you’ll be experiencing home entertainment in such a way that the walls magically melt away and you find yourself transformed to a world where your entertainment comes to life.
When you’re ready to experience premium audio at amazing prices, stop into your nearest Magnolia store and start hearing things in a whole new way.In the meantime, tell me your must-have audio essential and your dream splurge audio purchase. Do you plan on getting any at the Magnolia March Audio Fest?
Audio is at the heart of who Magnolia is. Because, while they offer plenty of video gear, it’s audio that takes you from just watching, just listening, just playing, to experiencing all of your movies, music and video games like never before. With their premium selection of audio essentials from the world’s most sought-after brands, you’ll be experiencing home entertainment in such a way that the walls magically melt away and you find yourself transformed to a world where your entertainment comes to life.
When you’re ready to experience premium audio at amazing prices, stop into your nearest Magnolia store and start hearing things in a whole new way.In the meantime, tell me your must-have audio essential and your dream splurge audio purchase. Do you plan on getting any at the Magnolia March Audio Fest?
Thursday, March 8, 2018
Sleep Zzz Pillow - Review Coming Soon
Introducing the Sleep Zzz Pillow from the makers the Twin Z Pillow as Seen on ABC's show Shark Tank! The Sleep Zzz Pillow is a kids sleep pillow (ages 3 and up) that surrounds your child with the snuggly softness and security of their very own body pillow sized perfectly for them! This pillow helps kids fall asleep faster and most importantly STAY asleep providing a more restful nights sleep for your child and you! Everyone wins!
I will be reviewing Sleep Zzz Pillow soon. In the meantime, save $5 off your Sleep Zzz Pillow purchase and enjoy a more restful nights sleep for the whole family! Use Code: SLEEPY http://sleepzzzpillow.com
I will be reviewing Sleep Zzz Pillow soon. In the meantime, save $5 off your Sleep Zzz Pillow purchase and enjoy a more restful nights sleep for the whole family! Use Code: SLEEPY http://sleepzzzpillow.com
Sunday, March 4, 2018
The top 4 tips to consider when looking for a nursery in Finchley
When it comes to choosing the right childcare, there has to be a lot of careful steps to be considered. After all, we all need a safe and secure community where our children can start learning and encourage them to be ready for their future. Finding the right nursery of your choice takes time and effort. Everyone is advised to do advance research and prior inquiries before giving a final decision. That being said, a lot of people may think that choosing between the numbers of nurseries in Finchley may be a daunting task, but it doesn't have to be.
Here are 4 tips to consider when looking for a nursery.
1. Know the school's policies.
Every education institution has a different set of rules and policies implemented for the betterment of their reputation as well as the discipline it provides to their students. These rules and policies include how discipline is given, how staff relates to the kids, and how attendance is imposed. Make sure to know in advance or grab a copy of these rules and policies so you will know what you are getting into. Most institutions keep a copy of this so parent and guardians can ensure that all of them are being followed.
2. Check the school's qualifications and licenses.
The nursery of your choice must have qualified staff to handle little children. Always make sure to check the status of the nursery's licenses as well as the qualifications and credentials of the staff. You should check if the nursery is run by professionals and fully-equipped educators who are well-trained in their fields. Otherwise, we may only be leaving our children at the care of babysitters. We want our children to have the best education and training in their formative years so it is only fitting that we know that they are being taught by qualified professionals.
3. Check if the nursery has great facilities.
A good nursery is equipped with state-of-the-art facilities. Nursery school is different from other educational institutions mainly because little children need facilities in order to start their learning. Nurseries need excellent playing facilities considering that children at this stage are more interested in playing. Even so, these are helpful to children to know more about life. There should be a number of educational toys that they can utilize indoors and outdoors every day. Your child also deserves to be able to take advantage of a great facility where they can have the best and memorable learning experience. Know beforehand if the nursery has tons of resources and great facilities that can accommodate to your child's need.
4. Learn how they communicate with parents and guardians.
Parents and guardians want to know about their children's experience and progress as much as possible. Great communication is extremely important when it comes to choosing a nursery because your children need people whom they can easily communicate with. Considering all of the above, this will give you a sign that you can easily chat with them if any issue arises in the future.
Here are 4 tips to consider when looking for a nursery.
1. Know the school's policies.
Every education institution has a different set of rules and policies implemented for the betterment of their reputation as well as the discipline it provides to their students. These rules and policies include how discipline is given, how staff relates to the kids, and how attendance is imposed. Make sure to know in advance or grab a copy of these rules and policies so you will know what you are getting into. Most institutions keep a copy of this so parent and guardians can ensure that all of them are being followed.
2. Check the school's qualifications and licenses.
The nursery of your choice must have qualified staff to handle little children. Always make sure to check the status of the nursery's licenses as well as the qualifications and credentials of the staff. You should check if the nursery is run by professionals and fully-equipped educators who are well-trained in their fields. Otherwise, we may only be leaving our children at the care of babysitters. We want our children to have the best education and training in their formative years so it is only fitting that we know that they are being taught by qualified professionals.
3. Check if the nursery has great facilities.
A good nursery is equipped with state-of-the-art facilities. Nursery school is different from other educational institutions mainly because little children need facilities in order to start their learning. Nurseries need excellent playing facilities considering that children at this stage are more interested in playing. Even so, these are helpful to children to know more about life. There should be a number of educational toys that they can utilize indoors and outdoors every day. Your child also deserves to be able to take advantage of a great facility where they can have the best and memorable learning experience. Know beforehand if the nursery has tons of resources and great facilities that can accommodate to your child's need.
4. Learn how they communicate with parents and guardians.
Parents and guardians want to know about their children's experience and progress as much as possible. Great communication is extremely important when it comes to choosing a nursery because your children need people whom they can easily communicate with. Considering all of the above, this will give you a sign that you can easily chat with them if any issue arises in the future.
Tuesday, February 27, 2018
Beautiful Hair Hack with Black Hairspray
*This is a sponsored post on behalf of Black Hairspray. All opinions are 100% my own.*
Most of you know that I love beauty/fashion. I especially love hair products, since my hair is my only real asset. While I always get compliments for the length of my hair, it is also sometimes a drawback. I am so invested in it, that I dread the thought of cutting it, but that sort of limits my style options. I can never sport a short style. At least, not without a little help.
That's where Black Hairspray comes in. Not only do they have a great selection of hair products, like conditioners and styling products, they even have makeup and nail products, but that's not all. They have tons of weaves, Remy hair, braids, and gorgeous wigs! The have Lace Front Wigs, full wigs and half wigs.
Half Wigs are great because you blend them in with your real hair, making them look more more natural when worn. They add volume, color, style, without looking like it's just sitting on your head. They are also more comfortable that traditional wigs.
I love the idea of half wigs, because, with my hair being so long, it is not feasible to have it all tucked under a wig cap without looking way too tall and lumpy on my head. It would not look natural at all. And even if by some miracle it worked, it would certainly be hot and uncomfortable.
The Black Hairspray half wigs are all so gorgeous. I especially love the curly ones. I don't know how well I can get them to work for me, since for curly ones, you have to curl your real hair to match, and I'm not great at that, but if I can get a look anything like the ones on their site, it would be so worth the effort. I guess I'll let you all know how it goes once I try it.
Most of you know that I love beauty/fashion. I especially love hair products, since my hair is my only real asset. While I always get compliments for the length of my hair, it is also sometimes a drawback. I am so invested in it, that I dread the thought of cutting it, but that sort of limits my style options. I can never sport a short style. At least, not without a little help.
That's where Black Hairspray comes in. Not only do they have a great selection of hair products, like conditioners and styling products, they even have makeup and nail products, but that's not all. They have tons of weaves, Remy hair, braids, and gorgeous wigs! The have Lace Front Wigs, full wigs and half wigs.
I love the idea of half wigs, because, with my hair being so long, it is not feasible to have it all tucked under a wig cap without looking way too tall and lumpy on my head. It would not look natural at all. And even if by some miracle it worked, it would certainly be hot and uncomfortable.
The Black Hairspray half wigs are all so gorgeous. I especially love the curly ones. I don't know how well I can get them to work for me, since for curly ones, you have to curl your real hair to match, and I'm not great at that, but if I can get a look anything like the ones on their site, it would be so worth the effort. I guess I'll let you all know how it goes once I try it.
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